March 08 Warm n Fuzzy Index:
54% - 38/70
(Last months reading: 54%)
7/10 - Personal Performance: Remains unchanged. 7.5% ROI using Excel's XIRR function counting all 1+ month late loans as $0
6/10 - Peer Performance: No Change.
6/10 - Prosper Management: No Change.
8/10 - Platform Improvement: No Changes.
2/10 - Listing Selection/Volume: Up one point. Back up to normal levels, about 2200-2500 listings. Still, very poor selection.
2/10 - External Influences: Down 1 point. The economy sucks. I would make this a “1”, but I’ll reserve that for worst cases.
7/10 - Viability Forecast: No Change.
Summary: Meh. After a flurry of activity since Prosper Days 08 in February, March was pretty boring. Not much changed. April, however, is shaping up to be very interesting…
See you next month!
Past Index Readings:
54% - February 2008
46% - January 2008
43% - December 2007
50% - November 2007
57% - October 2007
54% - September 2007
What is the Warm n Fuzzy Index?
Tuesday, April 15, 2008
Subscribe to:
Post Comments (Atom)
2 comments:
You wrote this up one day too early. The raising of lending limits has generally raised my view of Prosper's survival chances.
Well, this is for March. I normally post the monthly index not too long after the month end, but I took a blogging break last week. (I had already selected the numerical value 0-10 at month end, but had not published yet)
April numbers will of course show the effects of the changes made on Prosper.com today.
Post a Comment